Z E N T R A L E R K R E D I T A U S S C H U S S MEMBERS BUNDESVERBAND DER DEUTSCHEN VOLKSBANKEN UND RAIFFEISENBANKEN E.V. BERLIN BUNDESVERBAND DEUTSCHER

BANKEN E. V. BERLIN BUNDESVERBAND FFENTLICHER BANKEN DEUTSCHLANDS E. V. BERLIN DEUTSCHER SPARKASSEN- UND GIROVERBAND E. V. BERLIN-BONN VERBAND DEUTSCHER HYPOTHEKENBANKEN E. V. BERLIN

Appendix 3

of the specification for

remote data transfer between customer and

bank according to the DF

agreement

"Specification of Data Formats"

Version 2.5 of June 10th, 2010

Effective from November 1st, 2010

Final Version

Amendment History (in comparison to version 2.4 of June 8th, 2009)

Chapter Date of Decision Type* Description Effective from

General Ext. Incorporation of a management summary for the entire document Comment added to the table of contents: Recommendation per-taining to the minimum requirements concerning the accompany-ing note signed by hand Amendment of the subchapter structure in chapters 8 and 9

1 Ext. New footnote concerning text key addition 67

1 A Conformation to the terminology of PSD (aligned to the DTA con-ditions)

2 A / C Fundamental revision of the complete chapter in view of the EPC Implementation Guidelines 4.0 (resp. 2.0 for the B2B direct debit) Inclusion of a table outlining the relations of EBICS order types, recent SEPA formats and previous formats (new chapter 2.4). The order types CDR and CRJ have not been included in this over-view any more.

3 A Conformation to the PSD (by updating the chapter according to the DTAZV manual 2009).

7 A / C Adjustment of the specification pertaining to the maximum size of specific camt messages and various clarifications / editorial amendments

8 A / C Adjustments of the structured remittance information and field 61 (subfield 9) Incorporation of new business transaction codes for SEPA as well as for money and foreign exchange trade; new SEPA code for returns caused by recalls Correction/clarification of editorial mistakes Editorial amendments (additional subchapters for tables in this chapter)

9 A Adjustment of the SEPA XML container (chapter 9.1) caused by the adjustment in chapter 2 (see above) Editorial amendments of the description of the zip container for camt (chapter 9.2) in consequence of the amendments of chapter 7 (see above)

* E = Error; A = Amendment; C = Clarification; Ext = Extension; D = Deletion

Management Summary

The appendix 3, Specification of Data Formats, of the DF agreement is a compilation of formats

which are standardised and permitted for DF (remote data transfer) with customers.

The formats described are formats for payment transactions (DTAUS, SEPA, DTAZV), for

downloading customer statement messages (MT940/942, camt-05x) and information pertaining to

the securities business as well as formats for the documentary business (documentary credits and

guarantees).

Moreover, the last chapter (chapter 9) specifies the facilities for storing multiple individual mes-

sages in one file (container formats).

Note: The order types listed in this document are not the complete bank-technical order types

defined in EBICS (Appendix 1 of the DF agreement) with their allocated formats (e.g. RFT =

MT101, ESR and ESA = Edifact ...)

To some extent, international standards are concerned which have been supplied with special

allocation rules by the Zentraler Kreditausschuss (ZKA); other formats are subsets of existing

standards or specifications by the ZKA in their own right, respectively.

The appendix 3, Specification of Data Formats, of the DF agreement is directed at personnel

working at financial institutions in the field of payment transactions and electronic banking or being

in charge of the implementation of electronic banking solutions (in IT departments of financial in-

stitutions, corporate customers or producers).

It is also directed at clients who submit files as specified in appendix 3 to test their files in the case

of format errors accordingly.

DF Agreement Appendix 3: Specification of Data Formats

Z E N T R A L E R K R E D I T A U S S C H U S S page: i Version 2.5 of June 10th,2010 (Final Version)

Contents

1 Domestic Payments........................................................................................1

1.1 DTAUS0: Collective payment transactions order in diskette format................1

1.2 DTAUS: Collective payment transactions order in magnetic tape format......12

2 SEPA Payment Transactions .......................................................................21

2.1 Specifications for all Data Formats ...............................................................23

2.2 ZKA/EPC Specification for the SEPA Payment Transactions .......................29 2.2.1 Credit Transfer Initiation pain.001.002.03..................................................29 2.2.2 Direct Debit Initiation pain.008.002.02.......................................................58 2.2.3 Payment Status Report pain.002.002.03...................................................91

2.3 Simple Types ..............................................................................................121

2.4 Transmission of SEPA formats by means of EBICS order types ................125

3 Cross Border Payments .............................................................................127

4 Securities Business....................................................................................158

4.1 MT 513 Client Advice of Execution .............................................................160

4.2 MT 515 Client Confirmation of Purchase or Sale ........................................179

4.3 MT 535 Statement of Holdings ...................................................................202

4.4 MT 536 Statement of Transactions .............................................................221

5 Documentary Credits..................................................................................235

5.1 DTAEA Export Documentary Credit Advice and Amendment (Bank to Customer) ...................................................................................................235

5.2 DTALC Import Documentary Credit Application for Issuance and Amendment of a Documentars Credit (Customer to Bank).........................244

5.3 DTALCR Import Documentary Credit Notification of Issuance and Amendment of a Documentary Credit (Bank to Customer).........................259

5.4 DTAEAD Export Documentary Credit Presentation of Documents (Bank to Customer).....................................................................................272

5.5 DTALCA Import Documentary Credit Taking up documents (Customer to Bank) ......................................................................................................289

5.6 DTALCD Import Documentary Credit Presentation of Documents (Bank to Customer).....................................................................................294

DF Agreement Appendix 3: Specification of Data Formats

Z E N T R A L E R K R E D I T A U S S C H U S S page: ii Version 2.5 of June 10th,2010 (Final Version)

6 Guarantees ..................................................................................................307

6.1 General introduction and overview..............................................................307

6.2 Application for Issuance of a Guarantee G01 ...........................................315

6.3 Guarantee Issuance Information G02 .......................................................327

6.4 Application for Amendment of a Guarantee G03 ......................................335

6.5 Guarantee Amendment Information G04 ..................................................340

6.6 Free Format Message (Customer to Bank) G05.........................................345

6.7 Free Format Message (Bank to Customer) G06.........................................347

6.8 Advice of Reduction or Release G07 .........................................................349

6.9 Query to Extend or Pay G08.....................................................................352

6.10 Response to Extend or Pay G09 ......................................................357

6.11 Claim for Payment Information G10 .................................................361

6.12 Settlement of Claim for Payment and/or Charges G11.....................366

6.13 Query to Reduce or Release G12 .....................................................367

7 Customer Statement Message according to ISO Standard 20022 (UNIFI) in camt.05x Message Format.........................................................370

7.1 Structure and Expressions of camt Messages............................................371

7.2 Order Types for Downloading Camt Messages ..........................................372

7.3 General Stipulations Regarding the ZKA Allocation Rules..........................373

7.4 Composition of the Chapters' Descriptions for the camt Allocation Rules of the ZKA...................................................................................................373

7.5 Bank to Customer Statement (camt.053)....................................................377

7.6 Bank to Customer Account Report (camt.052)............................................449

7.7 Bank to Customer Debit Credit Notification (c