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PT DANAREKSA INVESTMENT MANAGEMENT

Reksa Dana Syariah, Faedah & Berkah

Oleh : R.G Andriyanto, CFP, QWP, AEPP

Reksa Dana… Ya Danareksa ISO 9001:2008

CERTIFIED Best Asset Management Company,

Indonesia 2013 – The Asset

Junii 2016

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Memiliki pengetahuan dalam

menganalisis instrumen investasi

(Obligasi, Saham).

Memiliki waktu dalam memantau

dan mengelola portofolio investasi.

Memiliki banyak dana sehingga

akan membatasi kemampuan

dalam mendiversifikasi

Memiliki informasi mengenai

informasi terkait kondisi pasar

modal.

Reksa Dana... Ya Danareksa.

Usia

Nilai tabungan

bulanan

Nilai investasi

bulanan

25 Rp1,241,687 Rp144,440

35 Rp2,479,656 Rp667,896

40 Rp3,788,988 Rp1,495,871

45 Rp6,483,130 Rp3,633,496

50 Rp14,720,859 Rp11,289,930

Target dana saat pensiun Rp1,000,000,000

Target usia pensiun 55 tahun

Asumsi bunga tabungan 6% (pa, Gross)

Asumsi Return Investasi Saham 15% (pa, net)

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Menabung

• Kepentingan jangka pendek atau

untuk berjaga-jaga

• Pertumbuhan nilai aset lambat

• Minim risiko

Berinvestasi

• Kepentingan jangka panjang

• Pertumbuhan nilai aset relatif

lebih cepat

• High Risk, High Return.

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.

Dikelola Oleh & Secara

Profesional

Proses Cleansing

Pilihan Reksa Dana

Beragam

Minimum Investasi Murah

Likuid Maks H+7

Ada UU RI

No.8/95 & POJK

Bukan Objek Pajak

Tersedia Fasilitas Online & Auto Debet

Harga NAB Transparan Setiap Hari

Financial Planing

Beli Transfer Ke Rek Produk

RD & Jual Ke

Nasabah

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RD Campuran

Risiko : Menengah

Indikasi Return : 12%-15% p.a

Profil risiko nasabah : Moderat

< 1 th

RD Pasar Uang

Risiko : Terendah

Indikasi Return 5%-7% p.a

Profil risiko nasabah : Konservatif

Imb

al H

asil

Risiko

Jangka waktu

RD Pendapatan Tetap

Risiko : Rendah

Indikasi Return : 7%-9% p.a

Profil risiko nasabah : Konservatif

RD Saham

Risiko : Menengah

Indikasi Return : 15%-18%% p.a

Profil risiko nasabah : Agresif

Konservatif Moderat Agresif

1 – 5 th > 5 th

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Risiko berkurangnya nilai Unit Penyertaan karena berubahnya nilai investasi dalam

Efek ekuitas

Efek hutang

Instrumen Pasar uang

Risiko Kredit Jika perusahaan yang menerbitkan efek hutang tidak sanggup untuk membayar pokok dan/atau bunga atas efek tersebut.

Risiko berkurangnya nilai tukar mata uang asing Nilai kekayaan Reksa Dana yang ditanamkan pada efek ekuitas dan efek hutang serta instrumen pasar uang dalam mata uang asing berkurang karena perubahan nilai tukar.

Perubahan Politik dan Ekonomi

Risiko Likuiditas

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Biaya yang di Bebankan ke Nasabah:

• Subscription/Pembelian

Biaya yang akan di bebankan ke Nasabah pada saat nasabah

melakukan pembelian/top up untuk Reksa Dana.

• Redemption/Penjualan

Biaya yang akan di bebankan ke Nasabah pada saat nasabah

melakukan penjualan kembali/ pencairan unit penyertaan

Reksa Dana.

Biaya yang di Bebankan Ke Reksa Dana:

• Management Fee

Biaya pengelolaan dari setiap Reksa Dana (harian)

• Audit Fee

Biaya audit Reksa Dana (setahun sekali)

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Rekening Lumpsum

Investasi yang bisa dilakukan setiap saat sesuai dengan

kebutuhan nasabahnya dalam berinvestasi

Rekening Reguler - Auto Invest BCA

Investasi yang dilakukan rutin per bulan secara berkala.

Reksa Dana Campuran dan Saham dan sudah di tentukan

setiap tanggal untuk pendebitanya + Biaya pembelian.

Reksa Dana... Ya Danareksa.

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Untuk Pembukaan rekening:

Form Registrasi

Copy KTP yang masih Valid

Copy NPWP

Copy Buku Halaman Depan Buku Tabungan

Materai 6.000

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Terima Kasih PT Danareksa Investment Management

CONTACT CENTER : (021) 1500688

http://reksadana.danareksaonline.com

email : infocenter@danareksa.com

Twitter : @reksadanaonline

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Disclaimer

IMPORTANT INFORMATION – PLEASE READ CAREFULLY

This material is for information purposes only. It may not be reproduced, distributed or transmitted (in whole or in part) to any other person or incorporated in any way into another document or other material without the prior written consent of PT. Danareksa Investment Management (hereinafter referred to “Danareksa”). Copyright in this document is owned by Danareksa.

This material is neither an offer to sell securities, commodities or other instruments nor a solicitation of an offer to buy securities, commodities or other instruments. This document does not constitute or imply any offer or commitment whatsoever on the part of Danareksa or its affiliates.

Danareksa is presenting this information to you at your request, but Danareksa is not acting in the capacity of your financial adviser or fiduciary. All information, terms, rates and pricing set forth herein is indicative and subject to change without notice. No representation is made that the actual rates, pricing or returns that could be achieved in any transaction described herein and such rates and prices do not constitute an offer or solicitation to enter into any transaction at such rate or price.

Any opinions expressed herein reflect our judgment at the date and time hereof and are subject to change without notice. The information contained herein has been internally developed or taken from other sources which we deem reliable, however, no warranty is made that such information is accurate or complete and it should not be relied upon as such. Danareksa undertakes no obligation to update or inform you of changes to the information contained herein and Danareksa shall not be liable for any losses or expenses arising from the use of or reliance upon such information.

Danareksa and/or its affiliates may have long or short positions in or make markets in or otherwise buy or sell the instruments or economically equivalent instruments discussed herein and may have acted as manager or co-manager of a public offering of any such instrument.

Transactions of the type described herein may involve a high degree of risk, and the value of such instruments may be highly volatile. Such risks may include without limitation risk of adverse or unanticipated market developments, risk of counterparty or issuer default and risk of illiquidity. In certain transactions counterparties may lose their entire investment or incur an unlimited loss. This brief statement does not disclose all the risks and other significant aspects in connection with transactions of the type described herein, and counterparties should ensure that they fully understand the terms of the transaction, including the relevant risk factors and any legal, tax and accounting considerations applicable to them, prior to transacting.

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